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Electronic Banking

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"Contributing to the reduction of electronic banking costs"

CardOps is Banque Accord's new electronic banking venture.

Nowadays, the following processes all generate costs: sending and receiving cash flows from bank or store cards; managing gift-cards and prepaid cards; and any other process including transaction flows. The costs of these processes vary depending on the operator handling them and on the European country in which they are processed.

The aim of CardOps is to consolidate the volume of transactions carried out in shops in order to allow chains to achieve economies of scale in their electronic banking costs.

CardOps has the means to help chains in every European country where they are established by centralising cash flows. This is an asset for stores in terms of optimising their electronic banking costs and managing their gift cards.

"Offering each chain 20 years of electronic banking experience"

Our aim: capitalise on the creation of a Single Euro Payments Area (SEPA) in order to optimise electronic banking costs:


Services provided by CardOps